:root{--bg:#f6f5f2;--ink:#16191d;--muted:#5b616a;--card:#fff;--line:#e2e0da;--accent:#f5b800;--accent-ink:#16191d;--dark:#16191d;--dark-ink:#f3f2ee;--link:#0b5cad}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif}
a{color:var(--link)}
img,svg{max-width:100%}
.wrap{max-width:1120px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:8px;background:#fff;padding:8px;z-index:10}
.top{background:var(--dark);color:var(--dark-ink);position:sticky;top:0;z-index:5}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:64px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;color:var(--dark-ink);text-decoration:none;font-weight:700;font-size:20px;letter-spacing:-.01em;margin:0}
.brand svg{color:var(--accent)}.brand b{color:var(--accent)}
.menu{display:flex;gap:4px;flex-wrap:wrap}
.menu a{color:var(--dark-ink);text-decoration:none;padding:8px 10px;border-radius:6px;font-size:15px}
.menu a:hover,.menu a[aria-current]{background:#2a2f36}
.menu a[aria-current]{color:var(--accent)}
.menu-btn{display:none;background:none;border:1px solid #444;color:var(--dark-ink);padding:8px 12px;border-radius:6px;font:inherit;font-size:15px}
@media (max-width:900px){.menu-btn{display:block}.menu{display:none;width:100%;flex-direction:column;padding-bottom:12px}.menu.open{display:flex}}
.hero{background:linear-gradient(135deg,#1d2228,#16191d);color:var(--dark-ink);padding:48px 0 56px}
.hero-home{padding:72px 0 80px;background:radial-gradient(circle at 85% 30%,rgba(245,184,0,.18),transparent 45%),linear-gradient(135deg,#1d2228,#16191d)}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.15;margin:8px 0 16px;max-width:820px;letter-spacing:-.02em}
.lead{font-size:clamp(17px,2vw,20px);max-width:720px;color:#cfd2d6;margin:0 0 28px}
.crumbs{font-size:14px;color:#a9aeb5}.crumbs a{color:#a9aeb5}
.cta-row{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-block;padding:13px 22px;border-radius:8px;font-weight:600;text-decoration:none;font-size:16px}
.btn-main{background:var(--accent);color:var(--accent-ink)}.btn-main:hover{background:#ffcb2e}
.btn-ghost{border:1.5px solid #59606a;color:var(--dark-ink)}.btn-ghost:hover{border-color:var(--accent)}
.content{padding:48px 16px}
section+section{margin-top:48px}
h2{font-size:clamp(23px,3vw,30px);line-height:1.25;margin:40px 0 12px;letter-spacing:-.01em}
h3{font-size:19px;margin:0 0 6px}
.prose{max-width:820px}.prose>h2:first-child{margin-top:0}
.grid2,.grid3{display:grid;gap:16px;margin:16px 0}
.grid2{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}
.grid3{grid-template-columns:repeat(auto-fit,minmax(240px,1fr))}
.card{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:20px}
.card p{margin:4px 0}
.link-card{text-decoration:none;color:var(--ink);transition:border-color .15s,transform .15s}
.link-card:hover{border-color:var(--accent);transform:translateY(-2px)}
.link-card h2,.link-card h3{margin:0 0 6px;font-size:21px}
.link-card span{color:var(--link);font-weight:600}
.muted{color:var(--muted);font-size:15px}
.checks{padding:0;list-style:none}
.checks li{padding-left:30px;position:relative;margin:10px 0}
.checks li:before{content:"";position:absolute;left:0;top:.45em;width:16px;height:16px;border-radius:50%;background:var(--accent)}
.steps li{margin:8px 0}
.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:16px 0}
.facts div{background:var(--dark);color:var(--dark-ink);border-radius:10px;padding:16px}
.facts b{display:block;font-size:22px;color:var(--accent);line-height:1.2}
.facts span{font-size:14px;color:#c4c8cd}
.table-wrap{overflow-x:auto;margin:16px 0}
table{border-collapse:collapse;width:100%;background:var(--card);font-size:16px}
caption{text-align:left;font-weight:600;padding:0 0 8px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
thead th{background:var(--dark);color:var(--dark-ink)}
.faq details{background:var(--card);border:1px solid var(--line);border-radius:10px;margin:10px 0;padding:0 18px}
.faq summary{cursor:pointer;font-weight:600;padding:16px 0}
.faq details p{margin:0 0 16px}
.band{background:var(--accent);color:var(--accent-ink);padding:40px 0;margin-top:0}
.band-in{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.band h2{margin:0 0 6px}.band p{margin:0;max-width:640px}
.band .btn-main{background:var(--dark);color:var(--dark-ink)}
.foot{background:var(--dark);color:#c4c8cd;padding:48px 0 24px;font-size:15px}
.foot a{color:#e9e7e1}
.foot-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:32px}
.foot-h{font-size:16px;color:var(--dark-ink);margin:0 0 10px}
.foot-list{list-style:none;padding:0;margin:0}.foot-list li{margin:0 0 10px}
.brand-foot{margin-bottom:10px}
.small{font-size:13px;color:#8d939b;margin-top:32px}
.small a{color:#c4c8cd}
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:20;max-width:560px;margin:0 auto;background:#fff;color:var(--ink);border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:0 8px 30px rgba(0,0,0,.18);font-size:15px}
.cookie[hidden]{display:none}
.cookie p{margin:0 0 12px}
.cookie-btns{display:flex;gap:10px;justify-content:flex-end;flex-wrap:wrap}
.cookie .btn{padding:10px 18px;font-size:15px;border:0;cursor:pointer;font-family:inherit}
.btn-ghost-d{background:#eceae4;color:var(--ink)}